Insurance policies are promises. We make insurers honor their commitments. We excel at finding, enforcing, and maximizing insurance coverage. We cut through insurers’ gibberish, and we make them pay for their bad faith tactics.
Dollars and Sense
We’re insurance experts. We take the hardest cases, and we work tirelessly to obtain the best results. We’re masters at reading policies, at interpreting coverage opinions, and at successfully challenging denials. When insurers prove intransigent (which is often), we sue swiftly, and we press cases without mercy. Moreover, because we represent only policyholders, we avoid conflicts and other “business issues” that confront attorneys and brokers who rely upon insurers for referrals. We don’t need referrals from insurers. Given their missteps and flawed decision making, insurers drive plenty of business our way. The end result has been hundreds of millions of dollars in coverage for our clients, numerous “bad faith” judgments against insurers, and cutting-edge decisions in coverage law. To be sure, insurers know that a call, letter, or lawsuit from us means an insured is serious about obtaining the full insurance benefits. Or else.
We “Speak” Coverage
The claim process is a process. Successfully obtaining benefits requires specialized knowledge.
Prosecuting claims begins with understanding a policies’ provisions, the loss, as well as the insured and its rights. We help clients read their policies, and we explain the path forward.
An insurers’ denial isn’t the end of the story. For us, it’s just the beginning and where we can add real value. We make insurers rethink (or later, regret) their incorrect positions.
Bad Faith Litigation
Wrongful conduct in the claims process exposes insurers to a variety of penalties, including recovery of fees for clients’ coverage counsel (us!). If insurers play games, we make them pay for it.
When defending a lawsuit, insurers are often required to pay for special defense counsel, answerable to the client alone. But they won’t tell you that. Where appropriate, we’ll step in to fill the role of your exclusive advisor.
We make insurers help clients achieve favorable settlements. We also provide coverage assessments to attorneys, mediators, and judges to assist them in resolving cases.
Tapping Insurance Assets
In the wake of a loss or the frenzy of a lawsuit, insurance is often an afterthought. But not for us. We’re always thinking of coverage. Always. Our business is built on successfully exploiting clients’ coverage, and helping them access policy benefits to mitigate risk, to pay claims, and to hire attorneys. We understand policies of all types, as well as manuscript forms tailored to specific exposures. We know the games insurers play to avoid claims, and how to make them act properly. In fact, most cases come to us after an insurer has said, No. Sometimes, repeatedly. In the end, we force insurers to (grudgingly) say, Yes, and they’re often penalized for their stubbornness. That’s only fair. Individuals and businesses pay good money for coverage. When the unexpected happens, insurers need to do the right thing. When they don’t, we take them to task.
“Time and again, AHH has found coverage that eluded everyone else, including insurers!”PAUL GALLEBERG, ESQ., SENIOR VICE PRESIDENT AND CHIEF LEGAL OFFICER, EMPLOYBRIDGE HOLDINGS, INC.
“AHH is our go to firm for must have results!”DAVID GOLDBERG, ESQ., SENIOR VICE PRESIDENT AND GENERAL COUNSEL, SERCO, INC.
“Passionate, creative, and extraordinarily effective advocates.”GENERAL COUNSEL, THE DOE RUN RESOURCES CORPORATION
Our attorneys have years of front-line experience from work at the country’s largest law firms.